Homeowners insurance is a form of property insurance designed to protect an individual's home against damages to the house itself, or to possessions in the home.
Homeowners insurance also provides liability coverage against accidents that occur in the home or the insured property
An auto insurance is a policy purchased by vehicle owners to mitigate costs associated with getting into an auto accident.
The idea is to pay annual premiums to an insurance company rather than paying from their personal pockets in case of an auto accidents.
The insurer then pays all or most of the costs associated with an auto accident or other vehicle damage.
Auto insurance provides property, liability and medical coverage under the following conditions:
- Property coverage pays for damage to or theft of your car.
- Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
- Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
Motor Third Party Liability Insurance:
This cover includes damage to third party health and property caused by an accident for which driver and/or owner of the car were responsible.
Motor Comprehensive Insurance
This policy offers protection from a vast range of damages that may occur to your vehicle in the event of a loss. This may include damages from collision, theft, fire, explosion, vandalism, flying or falling objects.
Fleet Motor Insurance
This commercial auto insurance product can cover a large or small number of vehicles.
The idea is to use fleet insurance to cover all your vehicles at the same time instead of getting individual insurance on each one.
It covers any type of motor vehicle where a license is required, including cars, trucks and vans.
Fleet insurance offers different options and costs for coverage, so it is key to explore options and do some research before making an informed decision.
This form of property insurance provides coverage for a policy holder's belongings and liability within a rental property.
Renter's insurance applies to persons renting or subletting a single family home, apartment, duplex, condo, studio, loft or town home.
A travel insurance policy targets medical expenses, trip cancellation, lost luggage, flight accident and other losses incurred while traveling, either internationally or within one's own country.
This policy provides coverage for boats as well as personal watercraft.
Watercraft insurance, also known as boat and personal watercraft insurance, may be purchased for sailboats, house boats, and pontoon boats, as well as other watercraft up to a certain size and value.
This policy can be purchased by the owner of a pet as it can help mitigate the overall costs in case of heavy medical bills incurred by that pet.
Pet insurance policy features are similar to those of a health insurance policies. and cover, either fully or in part the expensive fees incurred during veterinary procedures done on pet animals.